Finding the right home at the right price is just one aspect of a real estate transaction. Wilson Realty is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 704-780-4981 or toll free at 888-341-5296 if your needs include a real estate pro ready for the business side of real estate.

Anticipated closing costs

There are certain ordinary fees accompanying closing the sale of a house. These fees are commonly split between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in North Carolina to help guide you through your transaction.

Closing costs that are tied to your mortgage    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the highest sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll walk you through the closing costs so you know exactly where your money is going.

Buyers: If you are purchasing a property in Charlotte, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not astonished when you get to the closing appointment. I'll be willing to look over the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

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